SBI Card Yatra SBI Card credit card
SBI Card× YatraVisaTravel

Yatra SBI Card credit card

Flat discounts on Yatra flights and hotels plus 6X points on dining and grocery.

32
Personal score32/100● Weak fit
Recurring net savings₹3,505/yrafter fee, GST and caps · bills paid in full
First-year value₹6,916incl. ₹4,000 welcome, ₹589 joining fee
Effective savings rate1.1%on ₹3,26,640 card spend · 6% = full marks
Annual fee (incl. GST)Waived ₹589waiver at ₹1,00,000 spend
Lounge access✈ noneyou can use 0 of your visits
PersonaliseOfficial page ↗

Source: SBI Card – Yatra SBI Card product page · last reviewed 2026-09-12

Estimates for Typical Indian cardholder (₹32k/month) example profile · bills paid in full · first-year offers shown separately.

Why it fits – and what to watch

hover any tile for the detail
₹1,440/yr₹1,000 off Yatra domestic flights / ₹4,000…
Waived₹589 fee
0/2lounge visits covered
1/1lifestyle perks matched
₹36,000earns nothing (fuel)

! No usable lounge access although you asked for it.

Where the money comes from

₹3,505/yr · 1.1%
₹1,000 off Yatra domestic flights / ₹4,000…on ₹36,000₹1,440
6 RP/₹100 on dining, grocery, movies,…on ₹95,040₹1,426
Base rate 0.25% on other spendson ₹1,11,600₹279
Excluded categories (no rewards)on ₹84,000₹0
Fuel surcharge waiver₹360

UPI QR spend is left out – not a RuPay card (UPI is counted once, on RuPay cards only).

How the score of 32 is built

weights total 100% · methodology
Net savings rate18/100 × 55%9.8
Usable lounge access0/100 × 15%0.0
Redemption flexibility40/100 × 10%4.0
Lifestyle fit100/100 × 10%10.0
Simplicity60/100 × 5%3.0
Fee safety100/100 × 5%5.0

Airport lounges with this card

This card has no complimentary lounge access. Find cards that get you in →

Card facts

💳 Base earn0.25%value on eligible spend
⚡ Accelerated4% ₹1,000 off Yatra domestic…1.5% 6 RP/₹100 on dining,…
🚫 No rewards onfuelrentutilitiesinsuranceeducation
🏷️ Fees₹589/yr incl. GSTwaived on ₹1,00,000 spend · joining ₹499
🎁 Welcome (year 1)≈ ₹4,000₹8,250 Yatra vouchers
🏁 Milestonesnone
✈️ Lounge✈0 dom🌏0 intlNone
🌏 Forex markup3.5%+ GST on the markup
🔁 Redemption₹0.25/Reward Points ★★☆☆☆1 point = ₹0.25 on the catalogue.
🧩 Simplicity★★★☆☆a few caps to track
🎯 Lifestylefuel waiver
🪪 EligibilityIncome ₹3L+/yr

At a glance

  • Yatra discounts
  • Cheap fee
  • Vouchers have minimum-booking conditions

Community Q&A on the Yatra SBI Card

Threaded questions from cardholders · the Advisor can add a computed answer.

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Frequently asked questions

What is the annual fee of the SBI Card Yatra SBI Card?

Joining fee ₹499 and renewal fee ₹499, plus 18% GST (₹589 a year). The renewal fee is waived if you spend ₹1,00,000 in the card year.

Does the Yatra SBI Card give airport lounge access?

No lounge access. None.

How much can I save with the Yatra SBI Card?

For our example profile (Typical Indian cardholder (₹32k/month)) the recurring net saving is ₹3,505 a year, an effective savings rate of 1.1% after the fee. Use Find My Card to see your own number – it depends on where you spend and which caps you hit.

What are the Yatra SBI Card's reward exclusions and caps?

No rewards on fuel, rent, utilities, insurance, education. ₹1,000 off Yatra domestic flights / ₹4,000 off international (≈4%): capped at ₹1,000 a month

Sources

Reviewed 2026-09-12. Point values are our realistic estimates – see methodology.