HSBCVisa
HSBC Live+
Net savings₹11,262/yr
Savings rate3.4%
Annual feeWaived ₹1,179
Lounge✈4 dom
✓ 10% on dining, food delivery & groceries earns you about ₹8,544 a year on ₹85,440 of…
All 119 Indian credit cards, scored for you
Scores and savings below are for the example profile until you set up yours – filters never change a card's score, only which cards you see.
Estimates for Typical Indian cardholder (₹32k/month) example profile · bills paid in full · first-year offers shown separately.
Axis Bank× AirtelVisa
Airtel Axis Bank
Net savings₹8,810/yr
Savings rate2.7%
Annual feeWaived ₹590
Lounge✈4 dom
✓ 10% on Swiggy, Zomato, BigBasket earns you about ₹3,360 a year on ₹33,600 of spend.
Kotak Mahindra Bank× MyntraMastercard
Myntra Kotak
Net savings₹7,623/yr
Savings rate2.3%
Annual feeWaived ₹590
Lounge✈4 dom
✓ Base rate 1.25% on other spends earns you about ₹2,823 a year on ₹2,25,840 of spend.
American ExpressAmerican Express
Membership Rewards (MRCC)
Net savings₹14,786/yr
Savings rate4.5%
Annual feeWaived ₹5,310
Lounge✈ none
✓ Base rate 1% on other spends earns you about ₹2,426 a year on ₹2,42,640 of spend.
IDFC FIRST Bank× HPCLRuPay · UPI
FIRST Power+
Net savings₹7,908/yr
Savings rate2.0%
Annual feeWaived ₹589
Lounge✈4 dom
✓ 5% value on grocery, utilities, FASTag earns you about ₹3,660 a year on ₹73,200 of spend.
Bank of BarodaVisa
BOBCARD ETERNA
Net savings₹6,687/yr
Savings rate2.0%
Annual feeWaived ₹2,949
Lounge✈4 dom
✓ 15 RP/₹100 on travel, dining, international & online (5,000 RP/mo cap) earns you about…
SBI CardVisa
CASHBACK SBI Card
Net savings₹8,834/yr
Savings rate2.7%
Annual feeWaived ₹1,179
Lounge✈ none
✓ 5% on all online spends (₹5,000/month cap) earns you about ₹7,560 a year on ₹1,51,200 of…
HDFC Bank× Diners ClubDiners Club
Diners Club Privilege
Net savings₹6,020/yr
Savings rate1.8%
Annual feeWaived ₹2,950
Lounge✈8 dom
✓ Base rate 1.33% on other spends earns you about ₹3,419 a year on ₹2,57,040 of spend.
Standard Chartered× EaseMyTripVisa
EaseMyTrip Standard Chartered
Net savings₹6,193/yr
Savings rate1.9%
Annual feeWaived ₹413
Lounge✈4 dom
✓ 10% off EaseMyTrip flights (cap ₹5,000) earns you about ₹2,400 a year on ₹24,000 of spend.
SBI Card× BPCLVisa
BPCL SBI Card OCTANE
Net savings₹5,355/yr
Savings rate1.6%
Annual feeWaived ₹1,769
Lounge✈4 dom
✓ 10 RP/₹100 on dining, grocery, departmental stores, movies earns you about ₹2,376 a year…
HDFC Bank× Tata NeuRuPay · UPI
Tata Neu Infinity HDFC Bank
Net savings₹5,634/yr
Savings rate1.5%
Annual feeWaived ₹1,769
Lounge✈8 dom🌏4 intl
✓ Base rate 1.5% on other spends earns you about ₹3,640 a year on ₹2,42,640 of spend.
Axis Bank× FlipkartVisa
Flipkart Axis Bank
Net savings₹3,708/yr
Savings rate1.1%
Annual feeYou pay ₹590
Lounge✈4 dom
✓ 1% on other spends earns you about ₹2,006 a year on ₹2,00,640 of spend.
Bank of Baroda× HPCLVisa
HPCL BOBCARD ENERGIE
Net savings₹4,597/yr
Savings rate1.4%
Annual feeWaived ₹589
Lounge✈4 dom
✓ 24 RP/₹100 on HPCL fuel (fuel assumed at HPCL) earns you about ₹2,160 a year on ₹36,000…
Bank of BarodaVisa
BOBCARD TIARA
Net savings₹4,527/yr
Savings rate1.4%
Annual feeWaived ₹2,949
Lounge✈4 dom
✓ 15 RP/₹100 on dining, travel, international earns you about ₹2,934 a year on ₹78,240 of…
Kotak Mahindra BankVisa
Zen Signature
Net savings₹4,483/yr
Savings rate1.4%
Annual feeWaived ₹1,770
Lounge✈8 dom
✓ 10 Zen points/₹150 on apparel, department stores, travel earns you about ₹1,804 a year…
ICICI Bank× HPCLVisa
HPCL Super Saver ICICI Bank
Net savings₹4,342/yr
Savings rate1.3%
Annual feeWaived ₹590
Lounge✈4 dom
✓ 4% cashback + 1.5% points on HPCL fuel (fuel assumed at HPCL) earns you about ₹1,980 a…
Kotak Mahindra Bank× IndiGoVisa
IndiGo Ka-ching 6E Rewards XL
Net savings₹4,687/yr
Savings rate1.4%
Annual feeWaived ₹1,770
Lounge✈8 dom
✓ 3% on grocery, dining, entertainment earns you about ₹2,851 a year on ₹95,040 of spend.
AU Small Finance BankVisa
Altura Plus
Net savings₹2,160/yr
Savings rate0.7%
Annual feeWaived ₹589
Lounge✈4 dom
✓ 2% on grocery, dining, department stores earns you about ₹1,200 a year on ₹85,440 of…
HDFC BankVisa
Infinia Metal
Net savings₹4,460/yr
Savings rate1.4%
Annual feeYou pay ₹14,750
Lounge✈∞ dom🌏∞ intl
✓ Base rate 2.83% on other spends earns you about ₹5,644 a year on ₹1,99,440 of spend.
ICICI BankVisa
Emeralde Private Metal
Net savings₹4,273/yr
Savings rate1.3%
Annual feeYou pay ₹14,749
Lounge✈∞ dom🌏∞ intl
✓ Base rate 2.55% on other spends earns you about ₹5,086 a year on ₹1,99,440 of spend.
HDFC Bank× Tata NeuRuPay · UPI
Tata Neu Plus HDFC Bank
Net savings₹3,876/yr
Savings rate1.0%
Annual feeWaived ₹589
Lounge✈4 dom
✓ Base rate 1% on other spends earns you about ₹2,426 a year on ₹2,42,640 of spend.
American ExpressAmerican Express
Platinum Travel
Net savings₹4,386/yr
Savings rate1.3%
Annual feeYou pay ₹5,900
Lounge✈8 dom
✓ Base rate 1% on other spends earns you about ₹2,426 a year on ₹2,42,640 of spend.
SBI CardVisa
SBI Card PRIME
Net savings₹3,474/yr
Savings rate1.1%
Annual feeWaived ₹3,539
Lounge✈8 dom🌏4 intl
✓ 10 RP/₹100 on dining, grocery, departmental stores, movies earns you about ₹2,376 a year…
Bank of BarodaVisa
BOBCARD PREMIER
Net savings₹3,138/yr
Savings rate1.0%
Annual feeWaived ₹1,180
Lounge✈4 dom
✓ 10 RP/₹100 on travel, dining, international earns you about ₹1,956 a year on ₹78,240 of…
Yes Bank× PaisabazaarRuPay · UPI
Paisabazaar PaisaSave
Net savings₹7,182/yr
Savings rate1.9%
Annual feeWaived ₹589
Lounge✈ none
✓ 3% on online spends (cap ₹1,000/mo) earns you about ₹4,536 a year on ₹1,51,200 of spend.
HDFC BankVisa
Regalia First
Net savings₹2,685/yr
Savings rate0.8%
Annual feeWaived ₹1,180
Lounge✈8 dom
✓ Base rate 0.8% on other spends earns you about ₹2,325 a year on ₹2,90,640 of spend.
Punjab National BankRuPay · UPI
PNB RuPay Select
Net savings₹2,716/yr
Savings rate0.7%
Annual feeWaived ₹590
Lounge✈8 dom
✓ Base rate 0.67% on other spends earns you about ₹1,947 a year on ₹2,90,640 of spend.
SBI CardVisa
SBI Card PULSE
Net savings₹2,610/yr
Savings rate0.8%
Annual feeWaived ₹1,769
Lounge✈8 dom
✓ 10 RP/₹100 on chemist, pharmacy, dining, movies earns you about ₹1,296 a year on ₹51,840…
HDFC Bank× TimesVisa
Times Platinum
Net savings₹2,415/yr
Savings rate0.7%
Annual feeWaived ₹1,180
Lounge✈4 dom
✓ Base rate 0.6% on other spends earns you about ₹1,433 a year on ₹2,38,800 of spend.
IDFC FIRST BankVisa
FIRST Wealth
Net savings₹2,247/yr
Savings rate0.7%
Annual feeFree for life
Lounge✈8 dom🌏8 intl
✓ Base rate 0.5% on other spends earns you about ₹1,213 a year on ₹2,42,640 of spend.
IDFC FIRST BankVisa
FIRST Select
Net savings₹2,247/yr
Savings rate0.7%
Annual feeFree for life
Lounge✈8 dom
✓ Base rate 0.5% on other spends earns you about ₹1,213 a year on ₹2,42,640 of spend.
IndusInd Bank× EazyDinerVisa
EazyDiner IndusInd Platinum
Net savings₹1,996/yr
Savings rate0.6%
Annual feeWaived ₹2,359
Lounge✈4 dom
✓ Base rate 0.5% on other spends earns you about ₹1,002 a year on ₹2,00,400 of spend.
Federal Bank× ScapiaVisa
Scapia Federal Bank
Net savings₹5,573/yr
Savings rate1.7%
Annual feeFree for life
Lounge✈∞ dom
✓ Base rate 2% on other spends earns you about ₹4,133 a year on ₹2,06,640 of spend.
Kotak Mahindra BankVisa
Royale Signature
Net savings₹1,706/yr
Savings rate0.5%
Annual feeWaived ₹1,179
Lounge✈8 dom
✓ Base rate 0.5% on other spends earns you about ₹822 a year on ₹1,64,400 of spend.
ICICI Bank× Amazon PayVisa
Amazon Pay ICICI Bank
Net savings₹4,742/yr
Savings rate1.5%
Annual feeFree for life
Lounge✈ none
✓ Base rate 1% on other spends earns you about ₹2,006 a year on ₹2,00,640 of spend.
SBI CardVisa
SimplyCLICK SBI Card
Net savings₹6,394/yr
Savings rate2.0%
Annual feeWaived ₹589
Lounge✈ none
✓ 5X on all other online spends earns you about ₹1,575 a year on ₹1,26,000 of spend.
Axis Bank× SamsungVisa
Samsung Axis Bank
Net savings₹980/yr
Savings rate0.3%
Annual feeWaived ₹590
Lounge✈4 dom
✓ Base rate 0.2% on other spends earns you about ₹452 a year on ₹2,25,840 of spend.
Axis BankVisa
Burgundy Private
Net savings₹4,000/yr
Savings rate1.2%
Annual feeFree for life
Lounge✈∞ dom🌏∞ intl
✓ Base rate 1.5% on other spends earns you about ₹3,640 a year on ₹2,42,640 of spend.
HDFC BankVisa
Regalia Gold
Net savings₹1,276/yr
Savings rate0.4%
Annual feeYou pay ₹2,950
Lounge✈12 dom🌏6 intl
✓ Base rate 1.33% on other spends earns you about ₹2,653 a year on ₹1,99,440 of spend.
HDFC BankVisa
MoneyBack+
Net savings₹4,957/yr
Savings rate1.5%
Annual feeWaived ₹590
Lounge✈ none
✓ 10X on Amazon, BigBasket, Flipkart, Reliance Smart, Swiggy earns you about ₹2,218 a year…
SBI Card× PaytmVisa
Paytm SBI Card
Net savings₹3,146/yr
Savings rate1.0%
Annual feeWaived ₹589
Lounge✈ none
✓ Base rate 1% on other spends earns you about ₹2,162 a year on ₹2,16,240 of spend.
RBL BankMastercard
World Safari
Net savings₹803/yr
Savings rate0.2%
Annual feeYou pay ₹3,540
Lounge✈8 dom🌏8 intl
✓ Base rate 0.5% on other spends earns you about ₹1,033 a year on ₹2,06,640 of spend.
HDFC Bank× SwiggyMastercard
Swiggy HDFC Bank
Net savings₹5,954/yr
Savings rate1.8%
Annual feeWaived ₹590
Lounge✈ none
✓ 5% on Amazon, Flipkart, Myntra, Uber, Ola, Nykaa & more earns you about ₹2,520 a year on…
American ExpressAmerican Express
Gold Charge
Net savings₹5,903/yr
Savings rate1.8%
Annual feeYou pay ₹5,310
Lounge✈ none
✓ Base rate 2% on other spends earns you about ₹4,853 a year on ₹2,42,640 of spend.
HDFC Bank× IndianOilVisa
IndianOil HDFC Bank
Net savings₹4,632/yr
Savings rate1.4%
Annual feeWaived ₹590
Lounge✈ none
✓ 5% Fuel Points at IndianOil (fuel assumed at IOCL, cap 250 pts/mo) earns you about…
HSBCMastercard
HSBC TravelOne
Net savings−₹2,330/yr
Savings rate-0.7%
Annual feeYou pay ₹5,899
Lounge✈6 dom🌏4 intl
✓ Base rate 1% on other spends earns you about ₹1,644 a year on ₹1,64,400 of spend.
ICICI Bank× MakeMyTripMastercard
MakeMyTrip ICICI Bank Signature
Net savings₹3,386/yr
Savings rate1.0%
Annual feeWaived ₹2,950
Lounge✈8 dom🌏8 intl
✓ Base rate 1% on other spends earns you about ₹2,306 a year on ₹2,30,640 of spend.
HDFC Bank× Diners ClubDiners Club
Diners Club Black Metal
Net savings−₹3,680/yr
Savings rate-1.1%
Annual feeYou pay ₹11,800
Lounge✈∞ dom🌏∞ intl
✓ Base rate 2.67% on other spends earns you about ₹5,325 a year on ₹1,99,440 of spend.
HDFC BankVisa
PIXEL Play
Net savings₹6,732/yr
Savings rate2.1%
Annual feeWaived ₹590
Lounge✈ none
✓ 5% on chosen packs (we assume Dining & Entertainment + Grocery) earns you about ₹4,752 a…
SBI CardVisa
SBI Card MILES ELITE
Net savings−₹3,651/yr
Savings rate-1.1%
Annual feeYou pay ₹5,899
Lounge✈8 dom🌏6 intl
✓ Base rate 0.6% on other spends earns you about ₹1,240 a year on ₹2,06,640 of spend.
SBI CardVisa
SimplySAVE SBI Card
Net savings₹3,105/yr
Savings rate1.0%
Annual feeWaived ₹589
Lounge✈ none
✓ 10 RP/₹100 on dining, movies, grocery, department stores earns you about ₹2,376 a year…
SBI CardVisa
SBI Card ELITE
Net savings−₹117/yr
Savings rate-0.0%
Annual feeYou pay ₹5,899
Lounge✈8 dom🌏6 intl
✓ 5X on dining, departmental stores, grocery earns you about ₹2,136 a year on ₹85,440 of…
American ExpressAmerican Express
Platinum Reserve
Net savings−₹9,014/yr
Savings rate-2.8%
Annual feeYou pay ₹11,800
Lounge✈8 dom
✓ Base rate 1% on other spends earns you about ₹2,426 a year on ₹2,42,640 of spend.
HDFC Bank× IndiGoMastercard
6E Rewards IndiGo HDFC Bank
Net savings₹3,737/yr
Savings rate1.1%
Annual feeWaived ₹590
Lounge✈ none
✓ 2% on grocery, dining, entertainment earns you about ₹1,901 a year on ₹95,040 of spend.
SBI Card× YatraVisa
Yatra SBI Card
Net savings₹3,505/yr
Savings rate1.1%
Annual feeWaived ₹589
Lounge✈ none
✓ ₹1,000 off Yatra domestic flights / ₹4,000 off international (≈4%) earns you about…
Kotak Mahindra BankVisa
League Platinum
Net savings₹2,613/yr
Savings rate0.8%
Annual feeWaived ₹589
Lounge✈ none
✓ 8 points/₹150 on department stores, dining, movies earns you about ₹1,264 a year on…
Bank of BarodaVisa
BOBCARD SELECT
Net savings₹2,484/yr
Savings rate0.8%
Annual feeWaived ₹885
Lounge✈ none
✓ 5 RP/₹100 on online, utilities, dining earns you about ₹1,803 a year on ₹1,44,240 of…
SBI Card× Air IndiaVisa
Air India SBI Signature
Net savings−₹686/yr
Savings rate-0.2%
Annual feeYou pay ₹5,899
Lounge✈8 dom
✓ Base rate 2% on other spends earns you about ₹4,853 a year on ₹2,42,640 of spend.
HDFC Bank× Marriott BonvoyDiners Club
Marriott Bonvoy HDFC Bank
Net savings−₹909/yr
Savings rate-0.3%
Annual feeYou pay ₹3,540
Lounge✈12 dom🌏12 intl
✓ Base rate 0.6% on other spends earns you about ₹1,217 a year on ₹2,02,800 of spend.
Axis Bank× IndianOilRuPay · UPI
IndianOil Axis Bank
Net savings₹2,743/yr
Savings rate0.7%
Annual feeWaived ₹590
Lounge✈ none
✓ 20 ERP/₹100 at IndianOil (fuel assumed at IOCL) earns you about ₹1,200 a year on ₹36,000…
IDFC FIRST BankVisa
FIRST Classic
Net savings₹2,247/yr
Savings rate0.7%
Annual feeFree for life
Lounge✈ none
✓ Base rate 0.5% on other spends earns you about ₹1,213 a year on ₹2,42,640 of spend.
HSBCVisa
HSBC Visa Platinum
Net savings₹1,986/yr
Savings rate0.6%
Annual feeFree for life
Lounge✈ none
✓ Base rate 0.67% on other spends earns you about ₹1,626 a year on ₹2,42,640 of spend.
HDFC Bank× Shoppers StopVisa
Shoppers Stop HDFC Bank
Net savings₹2,369/yr
Savings rate0.7%
Annual feeWaived ₹353
Lounge✈ none
✓ Base rate 0.67% on other spends earns you about ₹1,433 a year on ₹2,13,840 of spend.
Kotak Mahindra BankVisa
811 #DreamDifferent
Net savings₹1,710/yr
Savings rate0.5%
Annual feeFree for life
Lounge✈ none
✓ 2 points/₹100 on online spends earns you about ₹996 a year on ₹1,99,200 of spend.
Bank of BarodaVisa
BOBCARD EASY
Net savings₹1,495/yr
Savings rate0.5%
Annual feeWaived ₹590
Lounge✈ none
✓ 5 RP/₹100 on movies, department stores, grocery earns you about ₹660 a year on ₹52,800…
Kotak Mahindra Bank× PVR INOXVisa
PVR INOX Kotak
Net savings₹1,573/yr
Savings rate0.5%
Annual feeWaived ₹589
Lounge✈ none
✓ Base rate 0.5% on other spends earns you about ₹1,213 a year on ₹2,42,640 of spend.
Yes Bank× KiwiRuPay · UPI
Kiwi (Yes Bank RuPay)
Net savings₹3,036/yr
Savings rate0.8%
Annual feeFree for life
Lounge✈ none
✓ Base rate 1% on other spends earns you about ₹2,426 a year on ₹2,42,640 of spend.
RBL Bank× IRCTCRuPay · UPI
IRCTC RBL Bank
Net savings₹1,308/yr
Savings rate0.3%
Annual feeWaived ₹590
Lounge✈ none
✓ Base rate 0.25% on other spends earns you about ₹580 a year on ₹2,31,840 of spend.
IndusInd Bank× AviosVisa
Avios Visa Infinite
Net savings−₹2,412/yr
Savings rate-0.7%
Annual feeYou pay ₹5,900
Lounge✈8 dom🌏8 intl
✓ Base rate 1.2% on other spends earns you about ₹2,480 a year on ₹2,06,640 of spend.
HSBCMastercard
HSBC Premier
Net savings−₹16,689/yr
Savings rate-5.1%
Annual feeYou pay ₹23,600
Lounge✈∞ dom🌏∞ intl
✓ Base rate 2.7% on other spends earns you about ₹6,551 a year on ₹2,42,640 of spend.
CSB Bank× JupiterRuPay · UPI
Jupiter Edge CSB Bank
Net savings₹2,581/yr
Savings rate0.7%
Annual feeFree for life
Lounge✈ none
✓ 2% on food, grocery & pharmacy (pick 2 categories, cap ₹200 each) earns you about ₹1,709…
SBI Card× IRCTCRuPay · UPI
IRCTC SBI Platinum
Net savings₹1,818/yr
Savings rate0.5%
Annual feeYou pay ₹354
Lounge✈ none
✓ 10% value back on IRCTC AC tickets (commute assumed partly rail) earns you about ₹1,080…
DBS BankVisa
DBS Vantage
Net savings−₹4,319/yr
Savings rate-1.3%
Annual feeYou pay ₹7,079
Lounge✈∞ dom🌏4 intl
✓ Base rate 0.9% on other spends earns you about ₹1,860 a year on ₹2,06,640 of spend.
American ExpressAmerican Express
Platinum Charge
Net savings−₹66,507/yr
Savings rate-20.4%
Annual feeYou pay ₹70,800
Lounge✈∞ dom🌏∞ intl
✓ Base rate 1.25% on other spends earns you about ₹2,583 a year on ₹2,06,640 of spend.
ICICI Bank× Adani OneVisa
Adani One ICICI Bank Signature
Net savings−₹1,290/yr
Savings rate-0.4%
Annual feeYou pay ₹5,900
Lounge✈∞ dom🌏4 intl
✓ Base rate 1% on other spends earns you about ₹2,090 a year on ₹2,09,040 of spend.
Kotak Mahindra BankVisa
White Reserve
Net savings−₹11,357/yr
Savings rate-3.5%
Annual feeYou pay ₹14,750
Lounge✈∞ dom🌏8 intl
✓ Base rate 1.25% on other spends earns you about ₹3,033 a year on ₹2,42,640 of spend.
ICICI Bank× TimesMastercard
Times Black ICICI Bank
Net savings−₹20,207/yr
Savings rate-6.2%
Annual feeYou pay ₹23,600
Lounge✈∞ dom🌏∞ intl
✓ Base rate 1.25% on other spends earns you about ₹3,033 a year on ₹2,42,640 of spend.
